LoadYard — monetization

Binding law: `../../JAMAICA_TRUST.md`

Who pays us

Primary. Prepaid bid/lead fee. One wallet across every cargo category.

Price. 15% of the cash bid the household accepted. Floors: J$2,000 move, J$4,000 hardware, J$1,200 gas, J$3,000 tanker. Optional Pro J$12,000/month.

Why they pay willingly. A J$64,000 sand pour or a J$7,500 fridge move that would have been a voice-note lottery is now a named request with a parish and a rating trail. Fifteen percent of that cheque is real money — and still cheaper than a wasted trip.

How we collect. Provider prepaid balance (Lynk/card to our company) auto-debits on accept — or a monthly Pro that includes a lead bundle. Household never funds a wallet with us.

Secondary

• Featured dawn slot.
• Housing-scheme tanker digest in dry months.

• Optional small disclosed booking surcharge on digital confirmations (shown before tap).

LTV / CAC (desk math, not a promise)

• LTV: Busy canter 10 moves/month × J$2,000 × 10 ≈ J$200,000.
• CAC: J$800–1,500 in the truck and dealer groups they already use.
• If a provider accepts a handful of leads in month one, gross covers CAC.
• Kill a parish if 30-day paying providers < 3 after 200 seeker sessions.

Unit constraint

We do not take a cut of cash at the door. If the household pays Lynk to the vendor, that Lynk is not ours. Our money is the lead/Pro they already agreed to.

Forbidden

• Consumer float or job escrow
• “Insurance” we are not licensed for
• Selling personal data
• Miracle % savings
• A coin or referral pyramid

Growth loop

Seeker finishes a job → rates → next seeker trusts the list → more accepts → provider keeps the Pro. WhatsApp export is the distribution.

Scores