Tidewatt — Monetization Plan
Rule: we do not make money by moving JPS cash. That is how we become the scam.
Primary revenue
Household Watch (optional), paid after four weeks of free Bill Truth, in cash at a partner desk or Lynk to the named company account.
Price: J$400 / month (about the cost of a small top-up slice — if it feels like a bill, we priced wrong).
Secondary (later)
- Credit-union / housing scheme bulk seats (invoice).
- Optional hardware affiliate (a plug from a *Jamaican* wholesale counter) — disclosed, never required.
- Phase 2: shop TOU coach for Rate 40, invoiced.
Forbidden
Percentage of “savings,” taking top-ups, selling leads to loan shops, crypto rebates.
LTV / CAC (modeled)
- Free forever for Bill Truth. Watch is optional.
- Modeled stay: 5–8 months (people churn when the heat breaks or they get angry at JPS, not at us).
- LTV: J$400 × 6 × 0.9 ≈ J$2,160.
- CAC: parish desks + WhatsApp, modeled J$400–900 if we stand at Paymaster with a card that says we do *not* take payment. Paid social that says “cut your JPS bill 40%” is banned — it is a lie and a scam rhyme.
LTV/CAC only works as a trust business. If CAC needs miracle ads, we stay a free public utility of truth plus a tiny paid Watch.
Growth loops
1. WhatsApp “Thursday night” warning → sister abroad sees we didn’t take the money → she tells two cousins. 2. Paymaster-adjacent card: “Read your bill. Pay them, not us.”
Illustrative year-1
1,500 weekly actives, 180 paying Watch ≈ J$72,000/mo. This is a studio, not a utility. The win is zero phishing clones attributed to us.
Scores
Feasibility 8, Impact 9, Appeal 8.